About Us

What Client Say About Us

Testimonials

Jessica Urbanovsky

27. January, 2025.

Ric has been so helpful with my husband and my retirement planning. He is very efficient and knowledgeable of the market and gives options for all different plans. I would recommend him to all my family and friends

John Prather

27. January, 2025.

Ric was fantastic throughout the whole process. He provided my wife and I with lots of choices and explained the pro's and con's of each one. He is very knowlegeable of the products he is representing and it was a pleasure to work with him. I would, and in fact have, recommended his services to ,any of my friends an co-workers.

cassandra rowe

27. January, 2025.

If you are an educator looking for direction in funding your retirement, Ric is the best. He understands TRS and it’s limitations and he will help you select investments to fill in the holes! He cares about his customers and provided invaluable direction for our small business. We can’t thank Ric enough!

Tiana Carroll

27. January, 2025.

Always helpful and is very nice. He makes sure he helps you in everyway.

Shari Boardman

27. January, 2025.

Ric always provides us with a full picture of what our finances look like currently, what they will look like down the road, and a full picture of what retirement will look like for us. His investments and advice have always been not only sound but safe and secure, which is what we need now days. We've worked with him for years, even after moving across country, and will continue to do so.

We help people fulfill their retirement needs, eliminate risk, and protect their wealth. We are experts in most retirement areas, including safe money options, estate planning, life insurance, debt solutions, and even long-term care solutions.

We work with lots of different companies, so we can be impartial and unbiased and find the best solution that works best for you.

Let Plush Retirement custom-tailor a strategy to fit your needs!

Also, if you want help with your TRS, TMRS, DPFPS, FERS, or ERS Pension Plans, Social Security benefits, retirement planning, or guaranteed lifetime income, then we have the knowledge to assist and give you a clearer picture of how your retirement will look.

We want you to have the comfortable retirement that you deserve! Do you want to depend on a government that isn’t always dependable? Or, would you rather maintain your financial independence once you retire?

We help a lot of people create life-changing wealth and have a comfortable and plush retirement!

After a lifetime of work, isn’t your retirement worthy of at least maintaining your existing lifestyle? Over the years, how seriously have you considered your retirement?
If you have been serious and have saved money for retirement, how can you protect your life’s work from volatile markets, taxes, inflation, or a weaker U.S. dollar?
How are you going to guarantee that you will never run out of money? Don’t worry. We want to help!

We will get to know you and ask questions to make sure that we can even help you. Our goal is to educate and inform our clients. If we enlighten you and educate you along the way, you will be empowered to make better decisions. When you are able to make better decisions, you’ll be able to have better performance and save more. When you save more, you, too, can have a Plush Retirement!!

RIC (ERIC) L. CARROLL President

PLUSH RETIREMENT'S FOUNDER

Ric Carroll is a seasoned Financial Educator, Financial Services Professional, Licensed Insurance Agent, Field VP with Appreciation Financial, and President with Plush Retirement.

He currently lives with his wife Katia in Grand Prairie, Texas in the heart of the Dallas, Fort Worth (DFW) Metroplex.

Prior to launching Plush Retirement & and joining Appreciation Financial, Ric worked with Game Changing Benefits- Insurance Agent, Century Link – Account Executive, AT&T- Account Manager/Executive, Supreme Lending- Senior Loan Officer and Countrywide Home Loans as a Personal Loan Consultant.

He also served in the United States Army from 1987-1991 during the Desert Storm Campaign and the U.S. Army National Guard from 1991-1994.

Born in Irving, raised in small East Texas town, attending Canton Elementary, Canton Junior High School, Canton High School, and graduate of the University of Texas at Arlington.

The University of Texas at Arlington – Arlington, TX
-Advertising Concentration – Major
-Business Marketing Concentration – Minor
-Member – Student Congress – Liberal Arts Representative 1996
-Member- Excel Student Activities 1994
-Member – Beta Theta Pi Fraternity 1991-1998 (President 1995, Pledge Educator 1993 & 1994, Vice President 1996)
-Member PLT – Peer Leadership Trainers 1992-93
-Award – UTA’s Most Outstanding Fraternity President – 1995
-Award- Intra Fraternal Council’s Outstanding Scholastic Achievement 4.0 – 1998

The United States Army
-Primary Leadership Development Course – NCO Academy Schofield Barracks, HI
-U.S Army School of Electronics & Radio Operations/Repair – Fort Sill, OK

Achievements and Certifications
The United States Army
–Award- Commanding Generals Award – Ft Leonard Wood, MO – 1987
-Award- Army Achievement Medal – 1990

Teachers Retirement System – ERP Certification Program
Social Security – Myths vs. Reality Education Program

Professional Affiliations
The Grand Prairie Chamber of Commerce – Grand Prairie, TX Member 2022-23

The American Legion – Post # 184 – Grand Prairie, TX – Treasure – 2021-25

The Arlington Alumni Association of Beta Theta Pi – Social Vice President 2012-2022

State Accreditations and Licenses

– Texas (Resident) State License # 2369721

– California (Non-Resident ) State License # 4241488

– Oklahoma (Non-Resident) State License # 3001256419

– Louisiana (Non-Resident) State License # 954896

– Nevada (Non-Resident) State License # 3723544

– North Carolina (Non-Resident) State License # 18981186

– Utah (Non-Resident) State License # 963854

– Wisconsin (Non-Resident) State License # 18981186

DO YOU WANT TO BE SAFE?
DO YOU WANT TO BE IN CONTROL?
DO YOU WANT TO BE IN CHARGE OF YOUR FINANCIAL FUTURE AND YOUR RETIREMENT?

If so, invest 15 minutes so you can have the retirement that you deserve!

About Us

What Client Say About Us

Testimonials

RIC (ERIC) L. CARROLL President

PLUSH RETIREMENT'S FOUNDER

DO YOU WANT TO BE SAFE?
DO YOU WANT TO BE IN CONTROL?
DO YOU WANT TO BE IN CHARGE OF YOUR FINANCIAL FUTURE AND YOUR RETIREMENT?

Plush retirement

Useful Link

Get in Touch

Newsletter Signup

About Us

What Client Say About Us

Testimonials

RIC (ERIC) L. CARROLL President

PLUSH RETIREMENT'S FOUNDER

DO YOU WANT TO BE SAFE? DO YOU WANT TO BE IN CONTROL? DO YOU WANT TO BE IN CHARGE OF YOUR FINANCIAL FUTURE AND YOUR RETIREMENT?

Plush retirement

Useful Link

Get in Touch

Newsletter Signup

DO YOU WANT TO BE SAFE?
DO YOU WANT TO BE IN CONTROL?
DO YOU WANT TO BE IN CHARGE OF YOUR FINANCIAL FUTURE AND YOUR RETIREMENT?