Privacy- Policy
Effective Date: June 30, 2025
Plush Retirement (“Company,” “we,” “us,” or “our”) is committed to maintaining the highest standards of privacy and data protection. This Privacy Policy outlines how we collect, use, store, and protect your information in accordance with applicable privacy laws and ethical standards within the financial services industry.
Introduction
Information We Collect
We may collect the following types of personal and non-personal information:
Personal Information: Name, phone number, email address, mailing address, date of birth, Social Security number, financial account details, pension plan data, insurance policy information, and other relevant retirement or estate planning data.
Professional Background: Employment history, pension eligibility (e.g., TRS, TMRS, FERS, ERS), and retirement goals.
Website Usage Data: IP address, browser type, device identifiers, and browsing behavior on our website.
Cookies and Tracking Technologies
How do We Collect Information?
We collect information in several ways:
Directly from you during consultations, calls, or meetings.
Through our website, when you submit a contact form, schedule an appointment, or use interactive tools.
From third-party sources with your consent, such as financial institutions, insurance
providers, or government benefit programs.
Purpose of Data Collection
Your information is used solely to:
● Provide tailored retirement planning, investment strategies, and financial education.
● Customize pension review and insurance solutions.
● Ensure compliance with federal and state regulations.
● Enhance your experience with our services through personalized communication.
● Safeguard your financial independence and retirement goals.
Information Sharing and Disclosure
Plush Retirement does not sell or rent your personal information.
Information may be shared only with:
● Licensed professionals and vetted financial partners assisting in your retirement strategy.
● Regulatory authorities, if required by law.
● Authorized vendors and service providers under strict confidentiality agreements, for business operations only.
● All third-party interactions are limited to the scope of your agreed-upon services.
Data Security Measures
Plush Retirement employs industry-standard administrative, technical, and physical safeguards to protect your information against unauthorized access, alteration,
disclosure, or destruction. These include:
● Secure data storage and encryption protocols.
● Restricted access based on professional roles.
● Ongoing training for team members on client confidentiality.
Data Retention
Plush Retirement retains personal information only as long as necessary to fulfill the purposes outlined in this policy or as required by law. Once the data is no longer needed, it is securely deleted or anonymized.
Data Transfers
In certain cases, client information may be processed or stored in data centers outside of the state or country of residence. In such instances, we take all reasonable steps to ensure that your data remains protected under applicable privacy regulations.
Do Not Track Signals
Our website currently does not respond to “Do Not Track” signals from browsers, as there is no universal industry standard for handling such requests.
Communication Preferences and Opt-Out
Clients may opt out of marketing emails, newsletters, or promotional communication at any time by following the “unsubscribe” link in the email or by contacting us directly. Operational or transactional emails may still be sent as part of ongoing service relationships.
Your Rights and Choices
You have the right to:
● Request access to or correction of your data.
● Withdraw consent or request data deletion (where applicable).
● Ask how your data is being used and stored.
To exercise these rights, contact us directly at the information below.
Third-Party Websites and Links
Our website may include links to third-party websites. Plush Retirement is not responsible for the privacy practices or content of external sites. Users are encouraged to read the privacy policies of those sites before submitting personal information.
Children’s Privacy
Plush Retirement does not knowingly collect or solicit information from individuals under the age of 18. Our services are intended for adults seeking financial and retirement planning solutions.
Updates to This Privacy Policy
This policy may be updated periodically to reflect changes in laws, services, or privacy practices. The revised version will be posted on our website with an updated “Effective
Date.”
Contact Information
For questions, concerns, or to make a privacy-related request, please contact:
Plush Retirement
Attn: Privacy Compliance Officer
206 Post Oak Dr, Grand Prairie, TX 75050, United States
(214) 796-5626
ric@plushretirement.com
At Plush Retirement, the privacy and trust of each client are held in the highest regard. Your financial future is personal, and we take that personally.